By Nicholas Ellor, Senior Underwriter (Estimated reading time: 6 minutes, 23 seconds) In January the Supreme Court handed down its judgment regarding the Financial Conduct Authority’s test case on business interruption claims. I think it fair to say the appellant insurers have received a bad press (some saying ‘rightly so’) and are probably now in […]

Update on the FCA’s Business Interruption Insurance Test Case By Nicholas Ellor, Senior Underwriter (Estimated reading time: 2 minutes, 58 seconds) It is perhaps perversely ironic that, during this second lockdown period we’re currently enduring, the Supreme Court (at the time of writing) has begun its second day of hearing the appeal against the High […]

By Nicholas Ellor, Senior Underwriter (Estimated reading time: 3 minutes, 22 seconds) In the onset of the Covid-19 pandemic, the business world was subject to huge disruption – with numerous companies ‘going to the wall’ and many others teetering on the brink.  In the insolvency and restructuring arena, the government, insolvency practitioners and solicitors had […]

Financial Conduct Authority v Arch Insurance (UK) Limited [2020] EWHC 2448 (Comm). By Nicholas Ellor, Senior Underwriter (Estimated reading time: 7 minutes, 7 seconds) Only a small minority of larger firms are believed to have in place policies that cover them for losses incurred due to infectious diseases. In any event, even if most businesses […]

By Nicholas Ellor, Senior Underwriter (Estimated reading time: 6 minutes, 42 seconds) Liquidators of insolvent contractors now have the comfort that they can refer their disputes to adjudication without fear of being injuncted and can, with Temple’s proven suite of ATE insurance policies, seek to enforce the adjudicator’s decision. Bresco Electrical Services Ltd (In Liquidation) […]

A little knowledge is a dangerous thing By Nicholas Ellor, Senior Underwriter (Estimated reading time: 2 minutes, 38 seconds) The legal profession, like others, brings with it a raft of complex terms and jargon. It takes years of often tortuous academic study and subsequent practical experience to begin to be conversant with it. It is […]